Privacy Policy

Last Updated: February 17, 2025

1. Introduction

This Privacy Policy explains how Stable Labs Corporation d/b/a Keychain ("Keychain," "we," "our," or "us") collects, uses, and protects information when you use our payment services. By using Keychain, you agree to this Policy.

2. Information We Collect

Business Information

Legal business name, tax ID, business address, authorized representative details, and bank account information for payouts.

Transaction Information

Payment amounts, currencies, timestamps, sender and recipient details, and settlement records.

Identity Verification

Documents and data required to verify your identity and comply with anti-money laundering (AML) and know-your-customer (KYC) regulations.

Device & Usage Data

IP addresses, device identifiers, browser type, and activity logs to secure our platform and prevent fraud.

3. How We Use Your Information

Process payments and settle funds to your bank account
Verify your identity and screen for fraud
Comply with financial regulations in the U.S., India, and other jurisdictions
Communicate about your account and transactions
Improve our services

4. How We Share Information

We share data only as needed to operate our service:

Banking and payment partners to process transactions and settle funds
Identity verification providers to meet KYC/AML requirements
Infrastructure providers for secure hosting and data storage
Regulators and law enforcement when legally required

We do not sell your information.

5. International Data Transfers

Keychain operates across borders. Your information may be transferred to and processed in the United States, India, or other countries where we or our partners operate. We use appropriate safeguards to protect data during these transfers.

6. Data Security

We use encryption, access controls, and regular security reviews to protect your information. No system is completely secure, but we work to minimize risk.

7. Data Retention

We keep your information as long as needed to provide our services and meet legal requirements. Transaction records are retained for up to 7 years for regulatory compliance.

8. Your Rights

You can:

Access or request a copy of your data
Correct inaccurate information
Request deletion (subject to legal retention requirements)
Opt out of marketing emails

9. Changes to This Policy

We may update this Policy and will notify you of material changes via email or your dashboard. Continued use of Keychain after updates means you accept the revised Policy.

10. Contact

Questions? Reach us at hello@trykeychain.com